Restructuring & Out-of-Court Workouts

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Restructuring is the process of renegotiating financial obligations and restructuring business operations to preserve enterprise value and avoid liquidation. At CMBG, we specialize in out-of-court restructurings that align the interests of debtors and creditors and allow businesses to remain operational while addressing their financial burdens.

 

We lead negotiations with lenders, landlords, trade creditors, and other stakeholders to craft customized repayment plans, restructured debt instruments, and strategic operational changes. Our goal is to maximize recovery for creditors while preserving jobs, contracts, and business continuity. By focusing on practical outcomes and consensus-driven solutions, we help companies move from crisis to stability.

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Case Study: Specialty Distributor – 

Out-of-Court Workout

A regional distributor of restaurant equipment faced loan covenant breaches and trade creditor pressure after COVID-related disruptions. CMBG negotiated a forbearance agreement with the lender, restructured $3M in payables, and implemented operational changes that returned the company to break-even within five months—avoiding court intervention.